Is there a Cooling-Off Period?

No, there is no cooling-off period. Upon allocation of your funds to a Sub Scheme, there is no cooling off period and you have no right to withdraw from a Sub Scheme. However, participants in our Investor Trust Deposit sub-scheme allow us to allocate their funds to mortgage investments on the basis they can opt out of the investment providing they advise us accordingly within 10 days of the investment being made.