Broker Insights

From Acquisition to Exit: How Brokers Can Win More Deals by Funding the Whole Commercial Lifecycle

20.06.2025

At Millbrook, we specialise in private credit solutions that support the entire commercial property lifecycle, helping brokers win and retain more clients by offering continuity, speed, and flexibility at every stage.

Whether you’re working with a property developer, investor, or SME, here’s how we can help you add value from day one.

1. Acquisition Finance – Move Quickly on Great Opportunities
How many times have your clients found the perfect site, only to be slowed down by rigid bank processes or valuation delays?

At Millbrook, we move quickly when the asset and borrower stack up.

✅ Up to 70% LVR on commercial sites

✅ Short-term facilities to secure land fast

✅ Quick term sheets so your clients don’t miss out

Tip for brokers: If your client is negotiating on a site and needs certainty of funding, talk to us early. We can structure a facility to close quickly and transition into construction.

2. Construction Lending – Keep the Project Moving
Once the land is secured, getting out of the ground is the next big challenge. Traditional lenders often hesitate or require heavy pre-sales — which can delay or kill the project.

We take a pragmatic, asset-based approach to construction funding.

✅ Staged drawdowns aligned with project progress

✅ Lower presale requirements (where the fundamentals are strong)

✅ Flexible structuring for owner-builders or D&C contracts

Tip for brokers: Retain the client from land purchase through to build.

3. Residual Stock Loans – Release Capital While Selling Down
Once the project is complete, your client may need to extract equity or refinance unsold stock while selling down.

Millbrook’s residual stock funding provides cash flow and time.

✅ LVRs up to 65% on completed residential or commercial stock

✅ Interest capitalised or prepaid

✅ Fast turnaround to keep momentum

Broker tip: This is a great opportunity to stay engaged with your client post-construction and help them unlock equity while they complete their sell-down.

4. Exit, Refinance & Repeat – Build Lifetime Client Value
Your client just finished one deal — now they want to move on the next. With Millbrook, you can keep the relationship going.

✅ Short-term bridging between sales and next acquisition

✅ Clean exit strategies to transition to bank finance

✅ Solutions for tax debt, partner buyouts, or restructuring

Why this matters for brokers: The more lifecycle stages you can fund, the more indispensable you become to your client — and the more referral and repeat business you’ll win.

Empowering Brokers to Build Long-Term Client Relationships
We know that as a broker, your reputation is everything. That’s why we back you with:

✔️ Fast assessments & approvals

✔️ Transparent commissions, paid promptly

✔️ Direct access to decision-makers

If you’ve got a live deal — whether it’s land, build, stock, or exit — we’re ready to help.

Submit your next deal or talk to our team here: 👉 https://millbrookgroup.com.au/borrow/

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