Specific Mortgage Option
7.2%*
return p.a
- Specific investments are chosen by the investor
- Interest paid monthly
- No Entry or Exit fees
- Terms from 6, 12 and 24 months
- Minimum investment of $10,000
- Average Loan to Value ratio below 50%
- Secured by First Mortgages
Pooled Mortgage Option
5.5%**
return p.a
- Allocated investments are chosen by the fund manager
- Interest paid monthly
- No Entry or Exit fees
- Minimum term period of 12 months***
- Minimum investment of $10,000
- Average Loan to Value ratio below 50%
- Secured by First Mortgages
Please note: An investment in the Millbrook Mortgage Fund is not a bank deposit.
Current Investment Opportunities
Investor Disclaimers
* Past performance is not necessarily an indicator of future performance and the rate of return of an investment in the Select Option will depend on the mortgage invested in. Different Select Option mortgages may have different rates of return which will be fixed for the term of the investment. Select Option investments are not repayable until the mortgage loan in which the investment is made is repaid in full. If the mortgage debt is not fully recovered investors in the Select Option risk losing all or part of their capital and interest.
** The rates of return on Pooled Option investments are reviewed and determined monthly and may increase or decrease each month. The rate of return applicable for any given month is paid at the start of the following month. The rates of return are not guaranteed (other than for your initial term for 12 months) and, being determined by the future performance of the Pooled Option, they may be lower than expected.
*** We will make every endeavour to release an investor’s funds 90 days after receiving their redemption request. We, however, have 12 months under the Fund’s constitution to honour that request. In determining whether to honour your redemption request we need to have regard to the Pooled Option’s cash position and the best interests of all investors. There is a risk that a redemption request will not be honoured within 90 days. However, we have never not honoured a redemption request on time due to a lack of liquidity.
When considering whether to acquire or to continue to hold an interest in the Fund, you should remember that an investment in the Fund is not a bank deposit or a term deposit and is not covered by the Australian Government’s deposit guarantee scheme. Investing in the Fund has a higher level of risk compared to investing in a term deposit issued by a bank and there are other risks associated with an investment in the Fund. The key risks of investing in the Fund are explained in Section 8 (Page 14) of the PDS.
Millbrook Mortgage Management Limited ACN 123 219 732 Australian Financial Services Licence and Australian Credit Licence 335001 is the responsible entity of the Millbrook Mortgage Fund ARSN 125 042 480 (the Fund). It is important for you to consider the Product Disclosure Statement for the Fund in deciding whether to invest, or to continue to invest, in the Millbrook Mortgage Fund. You can read the PDS on our website above or ask for a copy by telephoning or emailing a member of our team.